Home » Pet insurance » Embrace pet insurance

Embrace pet insurance

  • by
Embrace pet insurance

There are several companies and policy types to consider if you are looking for insurance for your pet. Embrace Pet Insurance is just one of the available insurance companies for pet owners to choose from it. Embrace pet insurance offers accident and illness coverage in all 50 states and DC. Policies provide coverage for hereditary, genetic and congenital conditions and can be customized to fit all budgets and needs. Embrace also offers an optional Wellness Rewards program to cover routine veterinary care.

What is Embrace pet insurance?

Embrace pet insurance is great customer service and high reimbursement rates. It was founded in 2003 when the Wharton MBA graduates Laura Bennett and Alex Krooglik decided they wanted to make a difference in the pet insurance industry.

Embrace pet insurance highlight

  • Embrace Pet insurance sells its first policy on October 10, 2006, for a cat named Lily
  • It’s partners with American Modern Insurance Group®, a specialty insurance company.
  • Embrace launches an online customer portal known as MyEmbrace.
  • Embrace Pet insurance named one of Northeast Ohio’s Top Workplaces by The Plain Dealer for the 3rd time
  • 100,000 pets insured

The Embrace pet insurance Plan

Embrace covers all of your pet’s unexpected accidents & illnesses with one simple yet comprehensive plan. Personalize it by selecting the annual maximum, annual deductible, and reimbursement percentage that fits your budget and needs.

What Is Covered by Embrace pet Insurance?

Embrace covers cancer conditions as long as your pet is not showing signs and the disease has not been diagnosed or suspected before enrollment or during the waiting period.

However, suppose your pet has been diagnosed or treated for cancer before your policy effective date or during the waiting period. In that case, your pet will not be covered for any further incidences of any type of cancer in any location in the body.

Embrace pet insurance covered

Embrace pet insurance Customer Care


Contact Center Hours

Mon to Fri: 8:30 am – 8:00 pm
Sat 9:00 am – 1:00 pm
Sun Closed

Embrace pet insurance phone number

(800) 511-9172

Fax Number

(800) 238-1042

Mailing Address

Embrace Pet Insurance
PO Box 22188
Beachwood, OH 44122-0188
Website: www.embracepetinsurance.com

Office Address

Embrace Pet Insurance
4530 Richmond Rd
Cleveland, OH 44128

Customer support

Billing & Payment

To update your billing information, log in to your MyEmbrace account or give us a call at (800) 511-9172 (Monday – Friday 8:30 a.m. – 8 p.m. And Saturday 9 a.m. – 1 p.m. ET).

You can change your payment method from credit card to electronic checking or vice versa at any time. This update needs to be done via phone. Please give us a call at (800) 511-9172 (Monday – Friday 8:30 a.m. – 8 p.m. And Saturday 9 a.m. – 1 p.m. ET).

Adding a Pet

Welcoming a new addition to your family? Call us at (800) 511-9172 (Monday – Friday 8:30 a.m. – 8 p.m. And Saturday 9 a.m. – 1 p.m. ET).

Updating a Pet’s Information

If your cat or dog gets spayed or neutered, for example, we’ll be glad to update that in your file. E-mail your updated pet information to hello@embracepetinsurance.com, and we’ll adjust your account, issue credits when necessary, and send you an updated certificate.

Removing a Pet

If you wish to remove a pet from your policy, give us a call at (800) 511-9172 (Monday – Friday 8:30 a.m. – 8 p.m. And Saturday 9 a.m. – 1 p.m. ET).

How to cancel Policy

You can notify us that you wish to cancel your policy via e-mail or by phone at (800) 511-9172 (Monday – Friday 8:30 a.m. – 8 p.m. And Saturday 9 a.m. – 1 p.m. ET). We will issue a refund of any unused premium to the credit card or bank account you have on file with us.

Advantages and Disadvantages of Embrace pet insurance


  • No lifetime limit
  • Claims are paid between 5-15 days
  • No transaction or one-time fees
  • No per-incident limits on their claims as they use an annual deductible method of accounting
  • 5% discount for payments made directly from the bank account
  • Offers optional wellness rewards
  • No additional waiting period for ACL surgery or hip dysplasia


  • No live chat and limited phone hours
  • Only covers pets age 14 and younger for accident and illness
  • Requires a 2 day waiting period for accidents
  • No unlimited claims options
  • Prescription medication coverage costs extra

Embrace pet insurance reviews

You can check here best review for embrace pet insurance



Embrace pet insurance jobs

Embrace currently has openings available in Customer Service, Finance, Information Technology, and Sales. Below you’ll find current job openings and application instructions.

  • Claims Administrator – Cleveland, OH
  • Customer Care Representative – Cleveland, OH
  • Corporate Accountant – Cleveland, OH
  • Developer – Cleveland, OH
  • Systems Administrator – Cleveland, OH
  • Territory Outreach Representative – Los Angeles, CA, Manhattan/Northern New Jersey, & Washington D.C./Baltimore

Find more information about this jobs

Embrace pet insurance claim form

Embrace’s simple claims process ensures that you get your refund as quickly as possible. And your premium will never increase because you’ve filed claims. The average claim amount at Embrace Pet Insurance is $858. Each year, 38% of the pets insured by Embrace Pet Insurance have a claim.

Pet insurance claim form. CLAIMS HELPLINE: 0800 980 8750 mandspet.claims@uk.rsagroup.com.

Claim here

Embrace pet insurance Wellness Rewards

Wellness Rewards is another optional program offered by Embrace to take care of your pet’s health via preventative measures. This program is quite distinctive within the pet insurance class. There are three allowance levels offered for this program: $250, $450 and $650. This program offers associate degree allowance with “bonus cash,” which will be applied towards:

Wellness Rewards is a flexible preventative care plan, reimburses for everyday veterinary, training, and grooming costs. It works like a health savings account and rewards you with free money for being proactive with your pet’s care.

Reimbursable Items

  • Grooming
  • Medicated shampoos
  • Toe nail trimming
  • Routine anal gland expression
  • Wellness exams
  • Vaccinations & titers
  • Flea, tick & heartworm meds
  • Spay/neuter surgery
  • Pet activity monitors
  • Cremation or burial
  • Gastropexy
  • Fecal & routine blood tests
  • Microchipping
  • Umbilical hernia repair

Embrace Pet Insurance Pricing Quotes


Why should you consider Embrace Pet Insurance for your Dog?

  • Embrace Pet Insurance provide good customer service quality reputation.
  • Clients can customize their pet’s policy to fit their pet’s needs and their financial budget.
  • Money back guarantee in 30 day.
  • Claim refunds are made based on vet bills that are submitted rather than set amounts.
  • Embrace insurance is an environmentally very friendly company.
  • Embrace clients are free to use any vet and do not have to stick with “in network” veterinary clinics.
  • Pets are protected for a lifetime with coverage of chronic health conditions.

Got some questions? Or some suggestions? That’s why we’ve got a comments section on this blog! You can feel free to leave a comment or two down below, and we’ll get back to you as soon as possible!

We love reading your messages……

Also read:  Probiotics for Dogs – A Pet Owner’s Guide

Leave a Reply

Your email address will not be published. Required fields are marked *